/* Switch Pay marketing site. Tokens and recipes from design/design-notes.md. */
:root{
  --indigo:#4F46E5;--indigo-hover:#4338CA;--indigo-tint:#EEF0FF;
  --mint:#22D3A6;--mint-ink:#0D7A5E;
  --ink:#1F1F2E;--ink-2:#525266;--ink-3:#8D8DA0;
  --paper:#F7F8FC;--surface:#FFFFFF;--line:#E6E8F0;--line-2:#F1F3F9;
  --go:#16A34A;--warn-bg:#FFF7E6;--warn:#B45309;--warn-line:#FDE6B8;--red:#DC2626;
  --sh1:0 1px 3px rgba(31,31,46,.04),0 4px 12px rgba(31,31,46,.03);
  --sh2:0 4px 6px -1px rgba(31,31,46,.05),0 10px 24px -3px rgba(31,31,46,.06);
  --sh3:0 12px 32px -4px rgba(31,31,46,.08),0 20px 48px -8px rgba(31,31,46,.08);
  --cashapp:#00D632;--venmo:#008CFF;--paypal:#003087;--coinbase:#0052FF;--robinhood:#00C805;--btc:#F7931A;
  --font-body:Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --font-display:Manrope,Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:84px}
body{font-family:var(--font-body);font-size:15px;line-height:1.6;color:var(--ink);background:var(--paper);font-feature-settings:"cv01";overflow-x:hidden;display:flex;flex-direction:column;min-height:100vh}
main{flex:1 0 auto;width:100%}
h1,h2,h3,.display{font-family:var(--font-display);letter-spacing:-.02em;line-height:1.15}
a{color:inherit;text-decoration:none}
img,svg{max-width:100%}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.num{font-feature-settings:"tnum","cv01"}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
:focus-visible{outline:2px solid var(--indigo);outline-offset:2px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;height:44px;padding:0 20px;border-radius:10px;font:600 15px var(--font-body);border:1px solid transparent;cursor:pointer;transition:all .12s;white-space:nowrap}
.btn-primary{background:var(--indigo);color:#fff}
.btn-primary:hover{background:var(--indigo-hover);transform:translateY(-.5px)}
.btn-primary:focus-visible{outline:2px solid var(--indigo);outline-offset:2px}
.btn-primary[disabled]{opacity:.6;cursor:default;transform:none}
.btn-outline{background:#fff;border-color:var(--line);color:var(--ink)}
.btn-outline:hover{background:var(--paper);border-color:#D5D8E2}
.btn-ghost{background:transparent;color:var(--ink-2)}
.btn-ghost:hover{background:var(--line-2);color:var(--ink)}
.btn-white{background:#fff;color:var(--indigo)}
.btn-white:hover{background:#EEF0FF}
.btn-lg{height:52px;padding:0 26px;font-size:16px}
.link{color:var(--indigo);font-weight:500}.link:hover{text-decoration:underline}

/* wordmark */
.wm{display:inline-flex;align-items:center;gap:6px;font:800 22px var(--font-display);letter-spacing:-.02em;color:var(--ink)}
.wm .pay{color:var(--indigo)}
.wm .tg{width:28px;height:16px;border-radius:999px;background:var(--indigo);position:relative;display:inline-block;flex-shrink:0}
.wm .tg::after{content:"";position:absolute;right:2px;top:2px;width:12px;height:12px;border-radius:50%;background:var(--mint)}
.wm.sm{font-size:15px}.wm.sm .tg{width:20px;height:12px}.wm.sm .tg::after{width:8px;height:8px}

/* nav */
.nav{position:sticky;top:0;z-index:20;background:rgba(247,248,252,.85);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav .wrap{height:68px;display:flex;align-items:center;gap:32px;position:relative}
.nav ul{display:flex;gap:28px;list-style:none;margin-left:auto}
.nav ul a{font-weight:500;color:var(--ink-2)}
.nav ul a:hover,.nav ul a.on{color:var(--ink)}
.nav ul li.m-only{display:none}
.nav .cta{display:flex;gap:8px;align-items:center}
.menu-btn{display:none;width:44px;height:44px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);cursor:pointer;align-items:center;justify-content:center;flex-shrink:0}
.menu-btn svg{width:20px;height:20px}
.menu-btn .x{display:none}
.nav.open .menu-btn .x{display:block}.nav.open .menu-btn .h{display:none}

/* hero */
.hero{padding:88px 0 72px;display:grid;grid-template-columns:1.05fr .95fr;gap:64px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;height:28px;padding:0 12px 0 6px;border-radius:999px;background:var(--indigo-tint);color:var(--indigo);font:600 12px var(--font-body);letter-spacing:.01em;margin-bottom:22px}
.eyebrow i{width:16px;height:16px;border-radius:50%;background:var(--indigo);display:inline-block;position:relative;flex-shrink:0}
.eyebrow i::after{content:"";position:absolute;inset:4px;border-radius:50%;background:var(--mint)}
.hero h1{font-size:56px;font-weight:800;letter-spacing:-.03em;line-height:1.08;margin-bottom:20px}
.hero h1 span{color:var(--indigo)}
.hero p.sub{font-size:19px;color:var(--ink-2);max-width:540px;margin-bottom:30px}
.hero .actions{display:flex;gap:12px;margin-bottom:26px;flex-wrap:wrap}
.trust{display:flex;gap:20px;color:var(--ink-3);font-size:13px;font-weight:500;flex-wrap:wrap}
.trust span{display:flex;align-items:center;gap:6px}
.trust svg{width:16px;height:16px;color:var(--mint-ink);flex-shrink:0}

/* checkout mockup */
.mock{background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:var(--sh3);padding:22px;max-width:440px;margin-left:auto;position:relative;width:100%}
.mock::before{content:"";position:absolute;inset:-40px -40px auto auto;width:220px;height:220px;border-radius:50%;background:radial-gradient(closest-side,rgba(79,70,229,.10),transparent);z-index:-1}
.mock .mh{display:flex;justify-content:space-between;align-items:center;font-size:12px;color:var(--ink-3);margin-bottom:14px}
.mock .mh b{display:flex;align-items:center;gap:8px;color:var(--ink);font-weight:600;font-size:13px}
.mock .mh b i{width:22px;height:22px;border-radius:50%;background:var(--ink);color:#fff;font:700 10px var(--font-display);display:inline-flex;align-items:center;justify-content:center;font-style:normal}
.mock h3{font-size:19px;font-weight:700;margin-bottom:12px}
.tiles{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:14px}
.tile{display:flex;align-items:center;gap:10px;padding:10px 12px;border:1px solid var(--line);border-radius:12px;min-height:56px;position:relative;background:#fff;transition:all .12s}
.tile:hover{border-color:rgba(79,70,229,.4);box-shadow:var(--sh2)}
.tile .ic{width:32px;height:32px;border-radius:8px;color:#fff;font:700 14px var(--font-display);display:inline-flex;align-items:center;justify-content:center;flex-shrink:0}
.tile .t{line-height:1.2;min-width:0}.tile .t b{display:block;font-size:13px;font-weight:600}.tile .t small{font-size:11px;color:var(--ink-3)}
.tile.sel{border:2px solid var(--indigo);box-shadow:0 0 0 3px rgba(79,70,229,.12);padding:9px 11px}
.tile.sel::after{content:"";position:absolute;top:-7px;right:-7px;width:18px;height:18px;border-radius:50%;background:var(--indigo);border:2px solid #fff;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l5 5L20 7'/%3E%3C/svg%3E");background-size:10px;background-repeat:no-repeat;background-position:center}
.tile.wide{grid-column:span 2}
.sum{background:var(--paper);border:1px solid var(--line);border-radius:12px;padding:14px 16px}
.sum .lab{font:600 11px var(--font-body);letter-spacing:.06em;text-transform:uppercase;color:var(--ink-3);margin-bottom:8px}
.sum .row{display:flex;justify-content:space-between;font-size:14px;color:var(--ink-2);padding:4px 0}
.sum .row b{color:var(--ink);font-weight:500}
.sum .row.tot{border-top:1px solid var(--line);margin-top:6px;padding-top:10px;font-weight:600;color:var(--ink);font-size:15px}
.sum .row.tot b{font:700 20px var(--font-display)}
.sum .paid{display:flex;align-items:center;gap:6px;color:var(--mint-ink);font-size:12px;font-weight:600;margin-top:8px}
.sum .paid i{width:8px;height:8px;border-radius:50%;background:var(--mint);box-shadow:0 0 0 3px rgba(34,211,166,.25);flex-shrink:0}
.mock .mf{display:flex;justify-content:center;margin-top:14px;font-size:11px;color:var(--ink-3);gap:6px;align-items:center}
.mock .mbtn{margin-top:14px;width:100%;height:46px}

/* logo strip */
.strip{padding:26px 0 56px;text-align:center}
.strip .lab{font:500 13px var(--font-body);color:var(--ink-3);margin-bottom:18px}
.chips{display:flex;gap:10px;justify-content:center;flex-wrap:wrap}
.chip{display:flex;align-items:center;gap:10px;padding:10px 16px 10px 12px;background:#fff;border:1px solid var(--line);border-radius:999px;box-shadow:var(--sh1)}
.chip i{width:10px;height:10px;border-radius:50%;flex-shrink:0}
.chip b{font-size:14px;font-weight:600}
.chip small{font-size:12px;color:var(--ink-3);margin-left:2px}

/* sections */
section.s{padding:72px 0}
section.s.tight{padding-top:0}
.sh{text-align:center;max-width:640px;margin:0 auto 40px}
.sh h2{font-size:36px;font-weight:700;margin-bottom:12px}
.sh p{color:var(--ink-2);font-size:17px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;position:relative}
.step{background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px;box-shadow:var(--sh1);position:relative}
.step .n{width:34px;height:34px;border-radius:50%;background:var(--indigo);color:#fff;font:700 14px var(--font-display);display:inline-flex;align-items:center;justify-content:center;margin-bottom:18px}
.step h3{font-size:19px;font-weight:700;margin-bottom:8px}
.step p{color:var(--ink-2);font-size:14px}
.step ul{margin:12px 0 0 18px;color:var(--ink-2);font-size:14px}
.step li{margin-bottom:6px}
.step:not(:last-child)::after{content:"";position:absolute;right:-20px;top:42px;width:20px;border-top:2px dashed #C7C9DA}
.bens{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.ben{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;box-shadow:var(--sh1)}
.ben svg{width:24px;height:24px;color:var(--indigo);margin-bottom:12px}
.ben h3{font-size:16px;font-weight:700;margin-bottom:4px}
.ben p{color:var(--ink-2);font-size:13px}
.bens.three{grid-template-columns:repeat(3,1fr)}
.bens.five{grid-template-columns:repeat(5,1fr)}

/* page head (interior pages) */
.head{text-align:center;padding:72px 0 40px;max-width:720px;margin:0 auto}
.head h1{font-size:48px;font-weight:800;letter-spacing:-.03em;margin-bottom:14px}
.head p{font-size:18px;color:var(--ink-2)}
.head .eyebrow{margin-bottom:18px}

/* fee card */
.fee{background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--sh1);display:grid;grid-template-columns:repeat(4,1fr);overflow:hidden}
.fee .ft{padding:36px 24px;text-align:center;border-right:1px solid var(--line)}
.fee .ft:last-child{border-right:0}
.fee .fn{font:700 40px var(--font-display);color:var(--indigo);letter-spacing:-.03em;line-height:1;margin-bottom:10px}
.fee .fn small{font-size:20px;letter-spacing:0}
.fee .fl{font-weight:600;font-size:14px}
.fee .fd{font-size:13px;color:var(--ink-3);margin-top:4px;line-height:1.45}
.fee.big .ft{padding:44px 24px}
.fee.big .fn{font-size:52px;margin-bottom:12px}
.fee.big .fn small{font-size:24px}
.fee.big .fl{font-size:15px}
.fee-foot{display:flex;justify-content:center;gap:16px;align-items:center;margin-top:20px;flex-wrap:wrap}
.pill-mint{display:inline-flex;align-items:center;gap:6px;min-height:28px;padding:4px 12px;border-radius:999px;background:rgba(34,211,166,.12);border:1px solid rgba(34,211,166,.3);color:var(--mint-ink);font:600 12px var(--font-body);text-align:center}
.pill-mint.lg{font-size:13px;padding:5px 14px}

/* calculator */
.calc{background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--sh1);display:grid;grid-template-columns:1fr 1fr;overflow:hidden}
.calc .in{padding:32px}
.calc .out{padding:32px;background:var(--indigo-tint);border-left:1px solid var(--line)}
.f{margin-bottom:20px}
.f label,.f .lbl{display:block;font:500 13px var(--font-body);color:var(--ink-2);margin-bottom:6px}
.inp{display:flex;align-items:center;height:44px;border:1px solid var(--line);border-radius:8px;background:#fff;overflow:hidden}
.inp:focus-within{border-color:var(--indigo);box-shadow:0 0 0 3px rgba(79,70,229,.12)}
.inp .pre{padding:0 12px;height:100%;display:flex;align-items:center;background:var(--paper);border-right:1px solid var(--line);color:var(--ink-3);font-size:14px;white-space:nowrap}
.inp input{flex:1;border:0;outline:0;height:100%;padding:0 12px;font:500 15px var(--font-body);color:var(--ink);background:transparent;min-width:0;width:100%}
.stepper{display:inline-flex;align-items:center;border:1px solid var(--line);border-radius:8px;height:44px;overflow:hidden}
.stepper button{width:44px;height:100%;border:0;background:#fff;font:400 20px var(--font-body);color:var(--ink-2);cursor:pointer}
.stepper button:hover{background:var(--paper)}
.stepper span{width:56px;text-align:center;font:600 15px var(--font-body);border-left:1px solid var(--line);border-right:1px solid var(--line);height:100%;display:inline-flex;align-items:center;justify-content:center}
.reset{font-size:13px;color:var(--indigo);font-weight:500;cursor:pointer;background:none;border:0;padding:0;font-family:var(--font-body)}
.out .lab{font:600 11px var(--font-body);letter-spacing:.06em;text-transform:uppercase;color:var(--ink-3);margin-bottom:14px}
.out .row{display:flex;justify-content:space-between;padding:8px 0;font-size:15px;color:var(--ink-2);gap:12px}
.out .row b{color:var(--ink);font-weight:500}
.out .row.tot{border-top:1px solid #D9DBF0;margin-top:8px;padding-top:14px;color:var(--ink);font-weight:600;font-size:16px}
.out .row.tot b{font:700 26px var(--font-display)}
.keep{margin-top:14px;background:#fff;border:1px solid rgba(34,211,166,.35);border-radius:12px;padding:14px 16px;display:flex;justify-content:space-between;align-items:center;gap:12px}
.keep span{color:var(--mint-ink);font-weight:600;font-size:14px}
.keep b{font:700 22px var(--font-display);color:var(--mint-ink)}
.monthly{margin-top:14px;font-size:13px;color:var(--ink-3)}

/* compare table */
.cmp{background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--sh1);overflow:hidden;max-width:820px;margin:0 auto}
.cmp table{width:100%;border-collapse:collapse}
.cmp th,.cmp td{padding:18px 24px;text-align:left;border-bottom:1px solid var(--line-2);font-size:15px}
.cmp th{font:600 13px var(--font-body);letter-spacing:.04em;text-transform:uppercase;color:var(--ink-3);background:var(--paper)}
.cmp th:last-child{color:var(--indigo)}
.cmp tr:last-child td{border-bottom:0}
.cmp td:first-child{font-weight:600}
.cmp td:last-child{font-weight:600;color:var(--mint-ink)}
.x{display:inline-flex;align-items:center;gap:8px;color:var(--ink-2)}
.x i{width:18px;height:18px;border-radius:50%;background:#FEE2E2;color:var(--red);display:inline-flex;align-items:center;justify-content:center;font-style:normal;font-size:11px;font-weight:700;flex-shrink:0}
.ok{display:inline-flex;align-items:center;gap:8px}
.ok i{width:18px;height:18px;border-radius:50%;background:rgba(34,211,166,.18);color:var(--mint-ink);display:inline-flex;align-items:center;justify-content:center;font-style:normal;font-size:11px;font-weight:700;flex-shrink:0}

/* partner band */
.band{background:var(--indigo);color:#fff;border-radius:20px;padding:44px 48px;display:flex;align-items:center;justify-content:space-between;gap:32px}
.band h2{font-size:28px;font-weight:700;margin-bottom:6px}
.band p{color:rgba(255,255,255,.8);font-size:15px}

/* faq */
.faq{max-width:760px;margin:0 auto}
.q{background:#fff;border:1px solid var(--line);border-radius:14px;margin-bottom:10px;overflow:hidden}
.q summary{list-style:none;cursor:pointer;padding:18px 22px;font-weight:600;font-size:16px;display:flex;justify-content:space-between;align-items:center;gap:16px}
.q summary::-webkit-details-marker{display:none}
.q summary::after{content:"+";font:400 22px var(--font-body);color:var(--ink-3);flex-shrink:0}
.q[open] summary::after{content:"\2013"}
.q .a{padding:0 22px 20px;color:var(--ink-2);font-size:15px}
.q .a p{margin-bottom:10px}.q .a p:last-child{margin-bottom:0}
.faq-more{text-align:center;margin-top:20px}

/* app rows (how it works) */
.apps{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.app{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px;box-shadow:var(--sh1);display:flex;gap:14px;align-items:flex-start}
.app .ic{width:40px;height:40px;border-radius:10px;color:#fff;font:700 17px var(--font-display);display:inline-flex;align-items:center;justify-content:center;flex-shrink:0}
.app h3{font-size:16px;font-weight:700;margin-bottom:2px}
.app small{display:block;font-size:12px;color:var(--ink-3);margin-bottom:6px}
.app p{color:var(--ink-2);font-size:14px}
.checklist{list-style:none;display:grid;gap:12px}
.checklist li{display:flex;align-items:flex-start;gap:12px;font-size:15px}
.checklist li i{width:24px;height:24px;border-radius:50%;background:rgba(34,211,166,.15);color:var(--mint-ink);display:inline-flex;align-items:center;justify-content:center;flex-shrink:0;margin-top:1px}
.checklist li i svg{width:14px;height:14px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:28px;box-shadow:var(--sh1)}
.card h3{font-size:20px;font-weight:700;margin-bottom:12px}
.card p{color:var(--ink-2);font-size:15px}
.card p+p{margin-top:10px}
.stat{font:700 36px var(--font-display);color:var(--indigo);letter-spacing:-.03em;line-height:1;margin-bottom:6px}
.stat-l{font-weight:600;font-size:14px}
.stat-d{font-size:13px;color:var(--ink-3);margin-top:4px}

/* forms (apply, partners) */
.form-wrap{display:grid;grid-template-columns:5fr 7fr;gap:56px;align-items:start;padding:56px 0 72px}
.form-side{position:sticky;top:96px}
.form-side h1{font-size:40px;font-weight:800;letter-spacing:-.03em;line-height:1.1;margin-bottom:14px}
.form-side .lead{font-size:16px;color:var(--ink-2);max-width:440px;margin-bottom:28px}
.form-side .checklist{margin-bottom:28px}
.next{background:rgba(255,255,255,.7);border:1px solid var(--line);border-radius:16px;padding:20px 22px;box-shadow:var(--sh1)}
.next h3{font-size:13px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--ink-3);margin-bottom:12px}
.next ol{margin-left:18px;color:var(--ink-2);font-size:14px}
.next li{margin-bottom:8px}.next li b{color:var(--ink);font-weight:600}
.badges{display:flex;gap:24px;margin-top:24px;font-size:12px;color:var(--ink-3);font-weight:500;flex-wrap:wrap}
.badges span{display:flex;align-items:center;gap:6px}
.badges svg{width:16px;height:16px;color:var(--mint);flex-shrink:0}
.form-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:36px;box-shadow:var(--sh1)}
.form-card h2{font-size:22px;font-weight:700;margin-bottom:22px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.fld{margin-bottom:20px;min-width:0}
.fld label,.fld .lbl{display:flex;justify-content:space-between;align-items:center;font:600 12px var(--font-body);letter-spacing:.06em;text-transform:uppercase;color:var(--ink);margin-bottom:8px}
.fld label em,.fld .lbl em{font-style:normal;color:var(--indigo)}
.fld label .opt,.fld .lbl .opt{font-weight:400;text-transform:none;letter-spacing:0;color:var(--ink-3);font-size:12px}
.fld input[type=text],.fld input[type=email],.fld input[type=tel],.fld select,.fld textarea{width:100%;height:44px;border:1px solid var(--line);border-radius:8px;background:#fff;padding:0 12px;font:400 15px var(--font-body);color:var(--ink);outline:0;transition:border-color .12s,box-shadow .12s}
.fld textarea{height:auto;min-height:104px;padding:10px 12px;resize:vertical;line-height:1.5}
.fld input::placeholder,.fld textarea::placeholder{color:var(--ink-3)}
.fld input:focus,.fld select:focus,.fld textarea:focus{border-color:var(--indigo);box-shadow:0 0 0 3px rgba(79,70,229,.12)}
.fld select{appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' fill='none' viewBox='0 0 24 24' stroke='%238D8DA0' stroke-width='2'%3E%3Cpath stroke-linecap='round' stroke-linejoin='round' d='M19 9l-7 7-7-7'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;background-size:16px;padding-right:36px;cursor:pointer}
.fld .inp{height:44px}
.fld .inp input{border:0;box-shadow:none;height:100%}
.fld .inp input:focus{box-shadow:none}
.fld.err input,.fld.err select,.fld.err textarea,.fld.err .inp{border-color:var(--red)}
.fld .msg{display:none;font-size:12px;color:var(--red);margin-top:6px}
.fld.err .msg{display:block}
.seg{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}
.seg label{position:relative;display:flex;align-items:center;justify-content:center;min-height:44px;padding:8px 10px;border:1px solid var(--line);border-radius:10px;background:#fff;cursor:pointer;text-align:center;font:600 13px var(--font-body);color:var(--ink-2);margin:0;text-transform:none;letter-spacing:0;transition:all .12s}
.seg label:hover{background:var(--paper)}
.seg input{position:absolute;opacity:0;width:0;height:0}
.seg input:checked+span{color:var(--indigo)}
.seg label:has(input:checked){border-color:var(--indigo);background:var(--indigo-tint);box-shadow:0 0 0 2px rgba(79,70,229,.12);color:var(--indigo)}
.seg input:focus-visible+span{outline:2px solid var(--indigo);outline-offset:6px;border-radius:4px}
.fld label.agree{display:flex;justify-content:flex-start;align-items:flex-start;gap:10px;font:400 13px/1.5 var(--font-body);letter-spacing:0;text-transform:none;color:var(--ink-2);margin-bottom:0;cursor:pointer}
.agree input{margin-top:3px;width:16px;height:16px;accent-color:var(--indigo);flex-shrink:0}
.agree a{color:var(--indigo);font-weight:600}.agree a:hover{text-decoration:underline}
.form-card .btn{width:100%;height:50px;font-size:15px}
.form-note{text-align:center;font-size:12px;color:var(--ink-3);margin-top:12px}
.hp{position:absolute;left:-9999px;top:-9999px;height:0;overflow:hidden}
.alert{display:none;border-radius:12px;padding:14px 16px;font-size:14px;margin-bottom:20px;line-height:1.5}
.alert.show{display:block}
.alert-err{background:#FEF2F2;border:1px solid #FECACA;color:#991B1B}
.alert a{font-weight:600;text-decoration:underline}
.done{display:none;text-align:center;padding:24px 8px}
.done.show{display:block}
.done .ok-ic{width:56px;height:56px;border-radius:50%;background:rgba(34,211,166,.15);color:var(--mint-ink);display:inline-flex;align-items:center;justify-content:center;margin-bottom:16px}
.done .ok-ic svg{width:26px;height:26px}
.done h2{margin-bottom:8px}
.done p{color:var(--ink-2);font-size:15px}

/* prose (legal, docs) */
.prose{max-width:760px;margin:0 auto;padding:56px 0 80px}
.prose h1{font-size:40px;font-weight:800;letter-spacing:-.03em;margin-bottom:8px}
.prose .meta{font-size:13px;color:var(--ink-3);margin-bottom:28px}
.prose h2{font-size:24px;font-weight:700;margin:40px 0 12px;scroll-margin-top:90px}
.prose h3{font-size:18px;font-weight:700;margin:26px 0 8px}
.prose p{color:var(--ink-2);margin-bottom:14px;font-size:15px}
.prose ul,.prose ol{margin:0 0 16px 22px;color:var(--ink-2)}
.prose li{margin-bottom:6px}
.prose a{color:var(--indigo);font-weight:500}.prose a:hover{text-decoration:underline}
.prose code{font:500 13px ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;background:var(--line-2);border:1px solid var(--line);border-radius:6px;padding:1px 6px;color:var(--ink)}
.prose pre{background:#1F1F2E;color:#E6E8F0;border-radius:12px;padding:18px 20px;overflow-x:auto;font:400 13px/1.55 ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;margin:0 0 18px}
.prose pre code{background:none;border:0;padding:0;color:inherit;font-size:inherit}
.prose table{width:100%;border-collapse:collapse;margin:0 0 18px;font-size:14px}
.prose th,.prose td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top}
.prose th{font:600 12px var(--font-body);letter-spacing:.04em;text-transform:uppercase;color:var(--ink-3);background:var(--paper)}
.prose td code{white-space:nowrap}
.draft{background:var(--warn-bg);border:1px solid var(--warn-line);border-radius:12px;padding:12px 16px;display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--ink-2);margin-bottom:28px}
.draft svg{width:18px;height:18px;color:var(--warn);flex-shrink:0;margin-top:2px}
.draft b{color:var(--warn)}
.toc{background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px 20px;margin-bottom:28px;font-size:14px}
.toc b{display:block;font-size:12px;letter-spacing:.04em;text-transform:uppercase;color:var(--ink-3);margin-bottom:8px}
.toc ol{margin:0 0 0 18px;columns:2;column-gap:24px}
.toc li{margin-bottom:4px}
.callout{background:var(--indigo-tint);border:1px solid #D9DBF0;border-radius:12px;padding:14px 16px;font-size:14px;color:var(--ink-2);margin:0 0 18px}
.callout b{color:var(--ink)}

/* 404 */
.nf{text-align:center;padding:120px 0}
.nf .big{font:800 96px var(--font-display);color:var(--indigo);letter-spacing:-.04em;line-height:1}
.nf h1{font-size:32px;margin:12px 0 10px}
.nf p{color:var(--ink-2);margin-bottom:26px}

/* footer */
.footer{border-top:1px solid var(--line);padding:56px 0 32px;background:#fff;margin-top:auto}
.fg{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:32px;margin-bottom:40px}
.fg p{color:var(--ink-2);font-size:14px;max-width:320px;margin-top:12px}
.fg h4{font:600 13px var(--font-body);letter-spacing:.04em;text-transform:uppercase;color:var(--ink-3);margin-bottom:14px}
.fg ul{list-style:none}.fg li{margin-bottom:10px;font-size:14px;color:var(--ink-2)}
.fg li a:hover{color:var(--ink)}
.fb{display:flex;justify-content:space-between;align-items:center;border-top:1px solid var(--line);padding-top:24px;font-size:13px;color:var(--ink-3);gap:16px}
.fb span{max-width:560px}

/* responsive */
@media (max-width:980px){
  .hero{grid-template-columns:1fr;gap:40px;padding:56px 0 48px}
  .hero h1{font-size:40px}
  .mock{margin:0 auto}
  .mock::before{display:none}
  .steps,.bens,.bens.three,.bens.five{grid-template-columns:1fr 1fr}
  .step:not(:last-child)::after{display:none}
  .fee{grid-template-columns:1fr 1fr}
  .fee .ft:nth-child(2){border-right:0}.fee .ft:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .calc{grid-template-columns:1fr}.calc .out{border-left:0;border-top:1px solid var(--line)}
  .band{flex-direction:column;align-items:flex-start;padding:32px}
  .fg{grid-template-columns:1fr 1fr}
  .apps{grid-template-columns:1fr}
  .split{grid-template-columns:1fr;gap:24px}
  .form-wrap{grid-template-columns:1fr;gap:36px;padding:40px 0 56px}
  .form-side{position:static}
  .head h1{font-size:36px}
  .menu-btn{display:inline-flex}
  .nav ul{display:none}
  .nav ul li.m-only{display:block}
  .nav.open ul{display:flex;flex-direction:column;gap:0;position:absolute;top:68px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);box-shadow:var(--sh2);padding:8px 24px 12px;margin:0}
  .nav.open ul li a{display:block;padding:12px 0;font-size:16px;border-bottom:1px solid var(--line-2)}
  .nav.open ul li:last-child a{border-bottom:0}
}
@media (max-width:560px){
  .nav .wrap{gap:12px}.nav .cta .btn-ghost{display:none}.nav .cta .btn{height:38px;padding:0 14px;font-size:14px}
  .nav.open ul{padding:8px 16px 12px}
  .wrap{padding:0 16px}
  .hero h1{font-size:34px}
  .hero .actions{flex-direction:column}
  .hero .actions .btn{width:100%}
  .steps,.bens,.bens.three,.bens.five{grid-template-columns:1fr}
  .sh h2{font-size:28px}
  .fg{grid-template-columns:1fr}
  .fb{flex-direction:column;gap:8px;align-items:flex-start}
  .trust{gap:10px}
  .fee .fn,.fee.big .fn{font-size:40px}
  .head{padding:48px 0 28px}
  .head h1{font-size:30px}
  .cmp th,.cmp td{padding:14px 14px;font-size:14px}
  .form-side h1{font-size:32px}
  .form-card{padding:24px 18px}
  .grid2{grid-template-columns:1fr;gap:0}
  .seg{grid-template-columns:1fr 1fr}
  .prose{padding:36px 0 56px}
  .prose h1{font-size:30px}
  .toc ol{columns:1}
  .nf{padding:72px 0}.nf .big{font-size:72px}
  .mock{padding:16px}
  .tile .t small{display:none}
  .tile.wide .t small{display:block}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .btn,.tile,.seg label{transition:none}
}