Simple. Transparent. Built for Trust.
Flat pricing. No per-option fees, no surprises.
Shoppers pay your price. Nothing is added at checkout.
Compared to a card processor
| Feature | Card processors | Swtch Pay |
|---|---|---|
| Chargebacks | ×Yes | ✓None |
| Rolling reserve | ×5 to 10% | ✓None |
| Settlement | ×2 to 7 days | ✓Daily payouts |
| Account holds | ×Common | ✓None |
Who pays what?
Who pays the fees?
You do. Fees come out of each completed payment, so shoppers pay exactly your price with nothing added at checkout. Abandoned or expired payment attempts are never charged.
Where do I see my pricing?
Your pricing is set out in your merchant agreement before you go live, and every fee shows on each payment in your dashboard.
Is there a fee per payment option?
No. Turn on as many apps as you like, or start with one or two and add more later. The pricing is the same either way.
Is there a contract or a minimum?
No long-term contract and no volume minimum.
Ready to get paid?
Most applications are reviewed within one business day.