Simple. Transparent. Built for Trust.
One flat structure. No reserves, no holds, no surprise fees.
$127
Setup, per payment option
One-time, when we enable an app for you
8.27%
Transfer fee
Added to the shopper's total at checkout
$1.27
Event fee
Per completed payment
$127/mo
Per payment option
Keeps each app live on your checkout
Shoppers cover the transfer fee. You keep 100% of your order amount.
See it on a real order
Change the numbers. The shopper sees the same breakdown before they pay.
$
Payment options enabled
2
On this order
Order amount$14.00
Transfer fee (8.27%)$1.16
Event fee$1.27
Shopper pays$16.43
You receive, in USDC, instantly$14.00
Monthly: $254 platform fee for 2 payment options, across 1,200 payments. Per-payment fees are paid by the shopper.
Compared to a card processor
| Feature | Card processors | Switch Pay |
|---|---|---|
| Chargebacks | ×Yes | ✓None |
| Rolling reserve | ×5 to 10% | ✓None |
| Settlement | ×2 to 7 days | ✓Instant |
| Account holds | ×Common | ✓None |
Who pays what?
Who pays the 8.27% transfer fee?
The shopper. It is added to their total and shown clearly before they choose an app, so there are no surprises for them and no deduction for you.
What is the $1.27 event fee?
A flat fee per completed payment, also added to the shopper's total. Abandoned or expired payment attempts are never charged.
When is the monthly fee billed?
On your account anniversary each month, $127 for each payment option you keep enabled. Turn an option off and it stops billing the next cycle.
Can I enable only some apps?
Yes. Start with one or two and add more as your customers ask. Setup and monthly fees only apply to the options you turn on.
Is there a contract or a minimum?
No long-term contract and no volume minimum. You pay the monthly fee for the options you keep on, and you can turn options off at any time.
Ready to get paid instantly?
Most applications are reviewed within one business day.